Use your credit card to pay rent, earn rewards, and build your UK credit score — automatically reported to Experian, Equifax, and TransUnion.
Everything you need to make rent work for you — not just your landlord.
Amex, Visa, Mastercard. Earn your rewards on your biggest monthly expense.
Reported monthly to Experian, Equifax, and TransUnion. Turn rent into credit history.
Normal bank transfer to your landlord. They don't need to sign up or change anything.
PDF receipts for visa applications, mortgage proof, or rental references.
Set a payment date and let Payd handle it every month automatically.
Cashback, Avios, Amex points — most users earn more than the 2% fee.
Set up once. Pay automatically every month.
Create your account and verify with your passport or driving licence. Takes 2 minutes.
Enter their sort code and account number. They never need to sign up or know about Payd.
Amex, Visa, or Mastercard. Set your monthly payment date.
Payd charges your card, sends the bank transfer, emails your receipt, and reports to credit bureaus — all automatically.
No hidden fees. No monthly charges.
*On £1,200 rent, fee = £24. Most card rewards exceed this.
Yes. Payd allows UK tenants to pay rent by any credit card including Amex, Visa, and Mastercard. We charge your card and automatically send a bank transfer to your landlord.
No. Your landlord receives a completely normal bank transfer and never needs to sign up, create an account, or change anything about how they receive rent.
Payd charges a simple 2% fee per transaction. On £1,200 rent, that's £24. Most credit card cashback and reward schemes return more than this.
Yes. Every payment is automatically reported to Experian, Equifax, and TransUnion — the UK's three main credit bureaus. This builds your rental history and improves your credit score over time.
Yes. Payd uses Stripe for all payments — an FCA-authorised payment processor. Your card details are never stored by us and all data is encrypted.
Join thousands of UK renters already building their credit score with every rent payment.
Get Started — It's Free →